Built for ISOs and ISVs

Visa is watching every transaction more closely. So are we.

InterchangeIQ connects in minutes, monitors every eligible transaction, completes missing enhanced data and shows exactly what was saved. We handle the work from setup onward.

No merchant training No manual data entry Up to 80 BPS in savings Transaction-level reporting
Transaction intelligence
Live transaction qualification
Monitoring
Savings identified
$42,861
+18.4% this month
Verified
96.8%
18,429 transactions
Recent transactionsSavings
Northstar Supply
Visa Purchasing · $8,420.00
+$71.57
Atlas Components
Visa Commercial · $3,180.40
+$27.03
CivicWorks Direct
MC Commercial · $6,924.12
+$58.86
Veridian Medical
Visa Corporate · $2,745.90
+$21.97
Visa program rules checked against every transactionLive
Statement check

Upload a statement to see if your merchant is verified.

Send us a recent processing statement. We’ll tell you whether the merchant qualifies and whether their transactions are verified — with nothing for the merchant to do.

Takes minutes, not a project
Up to 80 BPS in interchange savings
We only make money if savings are realized
Performance-based
up to
80 BPS
in interchange savings

We only make money if savings are realized. Guaranteed.

Nothing to buy up front and no forecast to defend. If InterchangeIQ doesn’t save your merchants money, we don’t get paid.

Who we serve

Built for the teams behind the merchant.

Grow the value of your payments offering without handing your merchants another project.

Independent Sales Organizations

Protect merchant value. Strengthen your portfolio.

Give every merchant continuous qualification oversight, a clear audit trail and savings visibility—managed by InterchangeIQ.

Portfolio-wide verification
Merchant-by-merchant savings analysis
Actionable exception reporting
Independent Software Vendors

Add payments intelligence without adding complexity.

Connect the systems already in place. We monitor and improve eligible transaction data behind the scenes while you deliver more value.

Existing ERP and gateway connections
Zero merchant configuration
Tenant-isolated portfolio data
Managed end to end

A few minutes to start. Nothing else for the merchant to manage.

InterchangeIQ connects to the data sources your merchants already use. From there, monitoring, qualification and reporting run continuously.

  1. 01

    Connect

    Link an ERP and payment gateway in a few clicks. No keys, mapping projects or merchant training.

  2. 02

    Monitor

    Every eligible transaction is checked for the enhanced data Visa expects.

  3. 03

    Improve

    Incomplete fields are identified and eligible data is completed from connected systems.

  4. 04

    Prove

    See the original data, the improvement made and calculated savings at transaction and portfolio level.

Middleware, not another system

Runs quietly between the tools you already have.

InterchangeIQ sits between the merchant’s systems and their payment gateway, cleaning and verifying data in the background. Nothing in their day-to-day changes.

ERP / CRM
Merchant’s existing system
InterchangeIQ
Cleans, verifies, monitors
Gateway
Your existing processor
Network
Qualified settlement

Updates automatically as Visa’s CEDP requirements change.

What running it feels like

Set it, forget it, get paid the difference.

Connect once and InterchangeIQ keeps running. Transactions are monitored, eligible data is completed and savings are calculated and reported without your team chasing anyone for anything.

AI data completion

Most systems only see the fields that are perfectly tagged. We find the data hiding in the ones that aren’t.

InterchangeIQ evaluates transaction data against current requirements, recovers eligible fields from connected systems and preserves the original submission for a clear audit trail.

Even correctly mapped data isn’t always CEDP-ready. We tune it to match exactly what Visa’s checking for.

Transaction CEDP-184920
Visa Purchasing · $8,420.00
Original submission retained
Original dataIncomplete · 58/100
Invoice numberINV-10482
Tax amountMissing
Freight amountMissing
Item descriptionMissing
Customer codeACCT-8821
Does not meet enhanced-data requirements in its submitted state.
Completed dataVerified · 96/100
Invoice numberINV-10482Submitted
Tax amount$632.00ERP matched
Freight amount$84.20Invoice matched
Item descriptionIndustrial fastenersAI classified
Customer codeACCT-8821Submitted
Enhanced data verified$71.57 saved
3
fields recovered
Level 3
qualification result
ERP + invoice
data sources
CEDP intelligence

Visa changes. Surfaced early. Put into action.

The commercial payments landscape keeps moving. We continuously monitor Visa program guidance so ISO and ISV teams can be among the first to understand relevant changes—and we translate those changes into transaction-level checks.

What CEDP changes

Visa’s Commercial Enhanced Data Program modernizes legacy Level 2 and Level 3 qualification for eligible commercial transactions.

What gets checked

Enhanced fields such as tax, freight and line-item detail are assessed for completeness and quality.

What you can measure

InterchangeIQ compares applicable verified and unverified rates to calculate transaction-level savings.

What stays current

Program changes are monitored continuously, then reflected in the analysis your team sees.

Start with one merchant

Give merchants better data without giving them more work.

Talk with a product specialist